Regulators expect more than a policy manual on a shelf. An effective AML/CTF programme must be risk-based, embedded in daily operations, and demonstrably
AML/CTF Compliance covers legal assessment, documentation and practical support in the UAE. It is typically relevant to businesses, investors and founders establishing or operating under federal, emirate-level or free-zone rules. The applicable requirements and competent authority depend on the activity, place of establishment and where the service or transaction is performed.
The applicable framework depends on the activity, place of establishment and place of performance. UAE federal law, the relevant emirate’s law and free-zone rules are distinguished as the matter requires.
Last reviewed: 22 September 2026
Regulators expect more than a policy manual on a shelf. An effective AML/CTF programme must be risk-based, embedded in daily operations, and demonstrably enforced. We build and maintain anti-money-laundering frameworks for obliged entities - financial institutions, crypto platforms, legal professionals, and real-estate businesses - that satisfy both the letter and the supervisory expectations of applicable AML directives.
We begin with an enterprise-wide ML/TF risk assessment that rates exposure by customer type, product, delivery channel, and geography. This assessment drives every downstream control: the CDD/EDD thresholds, the transaction-monitoring rules, and the STR escalation process.
Our deliverables are operational, not theoretical - policies your compliance officer can apply on Day 1, training that passes regulatory inspection, and audit-ready documentation that evidences the controls actually in use.