Crowdfunding

The EU Crowdfunding Regulation (2020/1503) creates a harmonised licensing framework for investment-based and lending-based crowdfunding platforms. We

Crowdfunding covers legal assessment, document preparation and implementation support in Europe. It is typically relevant to businesses, investors and organisations operating or transacting in one or more countries. The precise rules, competent authority and procedure depend on the subject matter, jurisdiction and facts, with EU and national law considered together.

Key points

  • Scope is determined by the specific service and countries involved.
  • EU law operates together with current national legislation.
  • Documents and contractual mechanisms are tailored to the facts and objectives.
  • Outcomes and timing depend on the parties, authorities and procedure involved.

Jurisdiction and applicable framework

The applicable framework depends on the subject of the service, governing law and countries in which the structure or transaction has effect. EU law and current national legislation are assessed together.

Official sources

Last reviewed: 22 September 2026

The EU Crowdfunding Regulation (2020/1503) creates a harmonised licensing framework for investment-based and lending-based crowdfunding platforms. We advise platform operators on authorisation, investor-protection requirements, and the operational-compliance obligations that apply from Day 1 of licensing.

We prepare the authorisation application covering governance, conflict-of-interest management, default-rate disclosure, investor-communication standards, and business-continuity planning.

Post-authorisation, we support ongoing compliance: marketing-material reviews, investor-limit monitoring, key-investment-information-sheet preparation, and supervisory reporting.

What this includes

  • ECSP authorisation application
  • Governance & conflict-of-interest policies
  • Key Investment Information Sheet (KIIS) preparation
  • Investor-limit & suitability-assessment frameworks
  • Marketing-material compliance review
  • Ongoing regulatory reporting

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