Banking and finance transactions demand precision in both the transactional documentation and the regulatory layer. We advise lenders, borrowers, and
Banking & Finance covers legal assessment, document preparation and implementation support in Europe. It is typically relevant to businesses, investors and organisations operating or transacting in one or more countries. The precise rules, competent authority and procedure depend on the subject matter, jurisdiction and facts, with EU and national law considered together.
The applicable framework depends on the subject of the service, governing law and countries in which the structure or transaction has effect. EU law and current national legislation are assessed together.
Banking and finance transactions demand precision in both the transactional documentation and the regulatory layer. We advise lenders, borrowers, and financial intermediaries on facility agreements, security packages, acquisition finance, project finance, and regulatory licensing - ensuring that deals close cleanly and institutions remain compliant with prudential rules.
On the transactional side, we draft and negotiate facility agreements, pledge and mortgage documentation, inter-creditor arrangements, and subordination agreements. On the regulatory side, we advise on licensing under CRD V/CRR II, PSD2, and EMD2, and support ongoing prudential compliance including capital-adequacy reporting and supervisory dialogue.
For distressed situations, we advise on financial restructuring, debt workouts, and enforcement of security interests, balancing creditor recovery with the debtor's operational continuity.